Health care is changing fast, and it’s getting more expensive.
You may have seen recent headlines about Affordable Care Act (ACA) enhanced subsidies ending and the ongoing debate in Congress. While this doesn’t directly impact you if you get coverage through your employer, the ripple effects are real. In fact, more than one million fewer Americans are enrolled in ACA coverage for 2026, and many are feeling the squeeze.
At the same time, health care costs are top of mind for Americans. A Washington Post report from late January shows that concerns about health care costs now outweigh many other national issues. Premiums are rising for individuals, families, and even those with employer-sponsored coverage.
If your costs haven’t gone up, thank your employer.
Why CaliforniaChoice Matters Right Now
In times like these, choice and flexibility matter more than ever. When you’re enrolled in CaliforniaChoice, you’re not stuck with a one-size-fits-all plan. You have options. Those options can help you manage rising costs without sacrificing coverage.
At your next open enrollment, you can:
- Switch from a PPO to a Health Savings Account (HSA)-qualified plan
- Choose an HMO option that may offer lower monthly premiums
- Select a plan that better fits your current health needs and budget
More Choice Means More Control
CaliforniaChoice offers 100+ coverage options from seven trusted health plans. You can choose plans across all four ACA metal tiers — Bronze, Silver, Gold, and Platinum, giving you flexibility when it comes to cost, coverage level, and provider access.
That means more ways to:
- Balance premiums and out-of-pocket costs
- Access the doctors, specialists, and hospitals you prefer
- Adjust your coverage as your life changes
Coverage That Goes Beyond Medical
In addition to medical plans, CaliforniaChoice gives you access to ancillary benefits that help round out your coverage, including:
- Dental and Vision
- Chiropractic and Life insurance
You’ll also get value-added benefits at no extra cost, such as:
- A free Premium Only Plan (POP)
- Discounted fitness programs
- Prescription drug savings with the California Rx Card
These extras can make a real difference when every dollar counts.
Take Action at Open Enrollment
If you’re thinking about making changes, your next step is simple. Reach out to your HR department or manager to find out when your next open enrollment period is scheduled and whether you quality for a special enrollment period. In a time of rising costs and uncertainty, having options matters. With CaliforniaChoice, you have the flexibility to adapt no matter what changes come next.