Fantastic news that you’re with one of the 23,400+ employers in California offering CaliforniaChoice benefits! This amazing program isn’t just about health insurance; it’s a comprehensive benefits experience, blending a variety of perks for employees.
Here’s a snapshot of what CaliforniaChoice offers you:
- Greater freedom of choice – you can select from eight different health plans up and down the state; your plan choices will depend on where you live. Some plans are available statewide, while others are available regionally. For example, if you live in Northern California, you may be able to choose Sutter Health Plus and Western Health Advantage coverage. That’s in addition to Anthem Blue Cross, Cigna + Oscar, Health Net, Kaiser Permanente, and UnitedHealthcare. If you live in San Diego County, you have Sharp Health Plan among your coverage choices.
- Dozens of HMO, PPO, EPO, and HSA-qualified coverage choices. CaliforniaChoice includes 130+ options across all four Affordable Care Act (ACA) metal tiers. Each tier (Platinum, Gold, Silver, and Bronze) offers a different percentage of shared health care costs – ranging from 10% to 40% with your health plan paying the other 90% to 60%. This could dramatically boost your access—and that of your insured family members—to doctors and specialists.
- Available options for Dental (two HMOs and one PPO), Voluntary Vision, Life Insurance and AD&D, and Chiropractic or Chiropractic & Acupuncture coverage.
CaliforniaChoice also offers you smart tools to help you compare health plans and networks. You can view comparisons not just based on plan affordability, but also on doctor availability, benefits, quality, and how you use your plan.
There’s also an online provider search tool that can help you find a health plan that includes your favorite doctors. You can see what primary care providers, specialists, and hospitals are part of each health plan network.
The CaliforniaChoice online Rx search tool lets you can see if your prescription drugs are included in your health plan’s drug formulary – and what you might expect in out-of-pocket costs.
You can learn more about these online tools in a separate blog post.
But the benefits of your CaliforniaChoice membership don’t stop there. Beyond health and ancillary benefits, CaliforniaChoice gives you access to value-added extras in the Member Value Suite. You can save on entertainment, wellness, travel, and much more. Look for our other blog post that offers details. You may be surprised by how much you can save – and where – using the Member Value Suite.
Login at calchoice.com, click “Resources” and discover more of the benefits available to you because you’re a CaliforniaChoice member.