Why One Health Plan Isn’t Enough in 2026

January 15, 2026by Alex Strautman

Employee benefit expectations have changed. Today, people aren’t looking for just a health plan, they want choices, flexibility, and benefits that fit their lives.

A one-size-fits-all approach may have worked in the past, but in 2026 it may leave you frustrated. The reality is everyone is different. Your preferred doctor, budget, and health needs are not the same as your colleagues.

That’s why employees love it when their employer offers CaliforniaChoice. Here’s a reminder of what the program includes.

More Choice Than a Single Health Plan

CaliforniaChoice has provided comprehensive health care coverage for more 30 years. As a member, you can choose from a variety of plan options across seven leading insurers:

  • Anthem Blue Cross
  • Health Net
  • Kaiser Permanente
  • Sharp Health Plan
  • Sutter Health Plan
  • UnitedHealthcare
  • Western Health Advantage

Select from HMOs, PPOs, and Health Savings Account-compatible plans. Four plans are available statewide, three are offered regionally.

More Than Just Medical

But your health coverage options don’t stop at medical. With CaliforniaChoice, you can add ancillary coverage to round out your benefits package.

  • Dental: Three Dental plans offering a range of covered services are available – a SmileSaverSM Dental HMO (DHMO), a MetLife DHMO, and an Ameritas PPO.
  • Vision: The Voluntary Vision program from Vision One Eyecare offers discounts on vision care services and prescription eyewear.
  • Chiropractic: Landmark Healthplan offers chiropractic benefits including exams and adjustments plus optional acupuncture.
  • Life and AD&D: Assurity Life offers Life coverage up to $100,000 with Accidental Death & Dismemberment benefits and a living benefits provision.

Value-Added Extras That Go Further

CaliforniaChoice also includes extra savings and perks, including:

  • FSA and POP options to help lower taxable income
  • Prescription savings through the California Rx Card
  • Hearing care discounts from EPIC Hearing Service Plan
  • Free Cal Perks membership with savings on entertainment, travel, and more
  • Discounted fitness memberships and wellness savings
  • Premier pet insurance from MetLife or Spot

More Choice. More Flexibility. More Value.

Bottom line, with CaliforniaChoice you get more than a health plan. You get the freedom to choose what’s right for you with built-in extras that enhance your coverage and save you money. Log into your CalChoice dashboard to explore what’s available to you.